Mobile Check Deposit.
Other transaction fees, costs and terms and conditions may apply. For those that intend to use direct deposit and can take advantage of the high-interest savings account, it’s worth consideration. Both the savings account and free cash withdrawals require qualifying direct deposits. Do Prepaid Cards Work with Apple Pay, Google Pay, and Samsung Pay? Although the ACE Flare Account isn’t a prepaid card, it’s virtually indistinguishable. You can transfer money from your account to another ACE Flare account holder for free. The daily cash load limit is $7,500, also higher than most other prepaid cards. They may only take cash.When you have Direct Deposit in place, you can stop by an ACE Cash Express location and get a no-fee1 cash withdrawal of up to $400 a day before you head to the flea market. All rights reserved worldwide. It is free to use direct deposit. Online Services.
There are over 950 ACE stores in 23 states. the card is used. So, the account can be funded through direct deposit or depositing checks through the app. *Monthly Fees are an estimate of the monthly fee charged by the prepaid debit card. Disclaimer: The content on this site is for informational and educational purposes only and should not numbers stated on our site may differ from actual numbers. References to products, offers, and rates from third party sites often change. The ACE Flare™ Account is established by MetaBank, National Association, Member FDIC. See store for details. 4. See Cardholder Agreement for details. Take advantage with ACE Flare™ Account by MetaBank® Direct Deposit.². Online Transfers. Should you need such advice, consult a licensed financial or tax advisor. (That limit doesn’t apply to direct deposits or transfers). Rather than paying you with a paper check or cash, they deposit your funds directly into your account. Savings account balances over the $2,000 still earn interest, but at a lower .49% APY. You have four options to add money to your ACE Elite Visa. What's the big deal about having access to no-fee1 cash withdrawals? Just ask for their FlashPay ID.3. Need cash from your account? Direct Deposit. All other trademarks and service marks belong to their owners. We may also ask to see a copy of your driver’s license or other documents at any time. Although it caps the offer at a $2,000 savings balance, that’s twice as much as the $1,000 cap set by Brink’s and Netspend. It offers a generous 6% APY, well higher than traditional bank savings accounts. For that reason, if you intend to use direct deposit with your ACE Flare account, it’s worth a closer look. But most of the benefits require some form of direct deposit and there are some catches. Accountholders on direct deposit can withdraw more cash at ACE locations (compared to our prepaid debit card).
Purchase Cushion. The ACE Flare account has a couple of stand-out features–its high-interest (6% APY) savings account and its free cash withdrawals. There are some other potential gotcha fees: Optional Overdraft – Although an opt-in feature, overdraft protection is available on the ACE Flare Account Card–along with the overdraft fees that come with it. So, the account can be funded through direct deposit or depositing checks through the app. The ACE Flare Account doesn’t offer a free ATM network. To open the savings account, you have to make a direct deposit to your account of at least $500 during one calendar month.
Use of card is also subject to funds availability. You can find all ACE Cash Express locations here. Payday Loans; Cash Advance; Installment Loans; Flare Account; Prepaid Debit Cards; Store Services.
Direct deposit also allows you to obtain the free cash withdrawals at ACE Cash Express stores and the option to open the high-interest savings account. Make up to $400 in fee-free cash withdrawals per day from your ACE Flare Account by MetaBank by using your debit card at participating ACE Cash Express locations. With qualifying Direct Deposit to the Flare Account, you'll get no-fee 1 ATM withdrawals at ACE Cash Express locations up to $400 per day. © 2020 Netspend Corporation. Balances over that amount have an APY of .50%. We do not include all credit card companies or all available credit card offers. No charge for this service, but your wireless carrier may charge for messages or data. Best For: Prepaid card users that use direct deposit and are near ACE Cash Express stores. Secured Cards with no Credit Check–Are They Worth It? There is no fee for the purchase cushion; the amount will just be deducted the next time you add money to your card. The ACE Flare account has one other benefit of note–free cash withdrawals. Quicker options are available for a fee charged by the third-party processor. The Flare Account provides access to direct deposit and an optional savings account. All Accounts are opened subject to our ability to verify your identity by requiring acceptable types of identification.
Cash. If you have $500 or more direct deposited, then you will qualify for the lower monthly fee. For instance, have you ever visited a flea market where some of the vendors don't accept debit or credit cards? Just visit any ACE store and withdraw what you need.
But if you don’t, check out other alternatives. If we are not able to verify your identity to our satisfaction, we will not open your Account or we may close the Account if it was previously funded. Like prepaid cards, the ACE Flare Account has spending and cash load limits. A $4.95 Account-to-Account Transfer Fee applies via a Customer Service Agent. No Account-to-Account Transfer Fee when completed online. But nearly all benefits require direct deposit. You can set up paychecks and government benefits to be loaded onto the card via direct deposit.
Domestic ATM Withdrawal Fee: $2.50 With the ACE Flare mobile app, account holders can deposit checks directly to their account with no fee. They give you access to cash for those situations when only cash will do. That way, you won't have to worry about finding an item you love but not having the means to pay for it. It will take about 10 days for the funds to clear. That leaves only two ways to get cash from the card for free–going to one of the 950 ACE Cash Express stores or getting cash back at the register when making a debit or PIN transaction. 6,000,608 and 6,189,787. The account charges a monthly fee $9.95, but lowers that fee to $5 if you make at least one direct deposit over $500. Ongoing direct deposit is not required to qualify for this lower fee.
It even edges out some other high-interest offers, like the 5% APY offered by the Brink’s Prepaid Card or the Netspend card. Who wants to pay a fee to access their money? It shares many of the features that many prepaid cards have, like free direct deposit allowing you to get your paycheck up to 2 days faster and email/text alerts. Stay on top of your account activity and balance with just a few taps. Privacy Policy |
3. To find an ACE Cash Express near you, enter your City and State or ZIP Code: Find a store Use My Location. It even edges out some o… This compensation may impact how and where products appear on this site (including, for example, the order While we do our best to keep these updated, Like some prepaid cards, the ACE Flare Account may cover up to $10 over your account balance if you’re caught a little short on funds. Easy Money Transfers. Larger withdrawal requests are easily completed in cash ; Balance inquiry available; In-store ATM services available at the teller window; Receipt provided to confirm your transaction Most transactions to and from the account are completed online or through ACE Flare’s mobile app or through the use of the Visa debit card that comes with the account. WHAT THIS MEANS FOR YOU: When you open an Account, we will ask for your name, street address, date of birth, and government ID number. Ace Flare Account Fees Like any checking account, the Ace Flare prepaid debit card does come with some fees. Things like opening an account, enrolling in direct deposit, and stop payments are free, but there are some potential fees you should be aware of. If you elect to get the coverage, you’ll be charged a fee of $20 if you overdraw your card by more than $10.00. We may validate the information you provide to us to ensure we have a reasonable belief of your identity. These fees can vary based on how 1. There is no fee for account transfers. Avoid ATM machines that limit withdrawals to $20 increments.
IMPORTANT INFORMATION FOR OPENING A NEW DEPOSIT ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens an Account. Offer subject to change. Not So Good For: Prepaid card users who don’t have direct deposit; those making frequent ATM withdrawals.
With more than 950 stores around the country, you're sure to find a location near you! Copyright © 2010 - 2020 B&C Media, LLC. ACE Flare™ Account by MetaBank® is one of our more robust options for banking.
With more than 950 stores around the country, you're sure to find a location near you! The ACE Flare Account has no account application or purchase fee if the account is opened online. But the higher rate is limited to $2,000.
This optional offer is not a MetaBank, N.A., or Visa offer nor does MetaBank, N.A., or Visa endorse this offer. Read on to find out what they are. A direct deposit (no dollar minimum) to the account within the immediately preceding thirty-five (35) days is required. How Secured Credit Cards Can Increase Bad Credit Scores, Prepaid Cards with Refer-a-Friend Bonuses.
High-Interest Savings. Although this feature is available at no additional charge with qualifying direct deposit, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. be construed as professional financial advice. And the account comes with a Visa debit card, allowing you to make purchases virtually anywhere Visa is accepted. You'll already have the cash in hand. of certain sponsored products and services, or your clicking on links posted on this website. 2. Now you have access to that money with your debit card. ACE Cash Express locations can service your cash withdrawal request in low $5 increments. You won't pay a dime in withdrawal fees1 when you have qualifying direct deposit activity and withdraw up to $400 per day at a participating ACE location. Certain products and services may be licensed under U.S. Patent Nos. In addition to features offered by most online accounts and prepaid cards, the ACE Flare Account has a couple of extras. You can reload your card with cash at any of 130,000 retailers in the NetSpend’s Reload Network including CVS and 7-Eleven. Most transactions to and from the account are completed online or through ACE Flare’s mobile app or through the use of the Visa debit card that comes with the account. Better to transfer the money to a different account should you decide to cancel. Certainly not as convenient as ATMs, but it’s a way to keep costs low for those near an ACE store. Here are the details. You can be charged up to 5 overdraft fees per month. Cardholders can withdraw up to $400 cash per day with no fees at ACE Cash Express locations. Send money to friends and family who have the app using FlashPay ID 11, add check funds via Mobile Check Capture 12, manage Payback Rewards℠ 9 offers, and manage your Direct Deposit – all in one place. Return Balance Fee – If you cancel your card and request the balance by check, ACE Flare will deduct a fee of $15 to issue a check to you for the remaining balance.